How does it work?
Tell us how much you need
Tell us how much you need to borrow, what it’s for and provide some basic information about your business.
Get an instant comparison
Our smart technology will compare up to 120+ lenders and match you with the right finance options for your needs.
Apply and get your funding
We’ll help you through the process from application to receiving your funds. with a2zfinancesolution
Why You Choose Us?
Our fastest case was completed in 18 minutes, from initial enquiry to funds in the business’s bank account. Our record from enquiry to approval is 20 seconds.
In our experience, the biggest factor in how quickly you’ll get finance is you. Most lenders will reply quickly (within 24 hours), and your dedicated account manager will work hard to keep things moving. If you’ve got all the documentation ready, it’s often possible to get the deal done within a day or two.
First, you’ll need to give us the key details about your business and what you’re looking for. This will only take a few minutes, and you can do it on our website or give us a call.
Once you’ve decided which lender(s) you’d like us to approach, the application time varies depending on the product and lender you’re dealing with – but it always helps if you’ve prepared in advance!
Lenders we work with are much faster than the banks
Takes seconds to see your options
Offers back within 24–48 hours for most cases
Money in account within days if you’ve got documents ready
There are many different factors that affect how much you can get approved for when applying for a business loan, and each provider has their own process for determining
The lender will consider various factors to find out how much your business is eligible for, and it’s important to know that you won’t be accepted for a principle you can’t afford to repay. As a rule of thumb, the maximum most providers will lend is about 10-30% of your annual turnover.
Your business’s security (e.g. invoices or machinery) and profits are factored in too, and if you’re looking to borrow a significant percentage of your turnover, lenders will want to see that borrowing money now will mean you generate more cash in the future.
Using our service is completely free and no-obligation, and we don’t charge our customers a fee. You can use our matching tool, look at your options, or speak to one of our Business Finance Specialists with no strings attached. If you decide to go ahead, and a lender accepts your application for finance, they pay us a commission based on our standard terms. Normally, the cost to our customers is the same as if they’d gone direct to the lender.
We’re happy to disclose further commission details on request – if there’s anything else you’d like to know, feel free to get in touch.
Yes, you can refinance your CBILS and BBLS whenever you need and with any lender you choose – as long as they consider your business to be eligible. It’s not compulsory, but you also have the option to refinance your CBILS or BBLS with an RLS, giving you the flexibility to consolidate your loan into one repayment plan.
Some lenders will retain the interest on your loan and others won’t, it depends on who your CBILS/BBLS is with and their payout process. Before refinancing your CBILS or BBLS, it’s worth checking the interest rate you have in place so you can work out if it’s the best option for your business.
What do we do?
“I’ve been impressed with Funding Options. They took the time to really understand our requirements and have connected us with funding providers who have taken a commercial and flexible approach. I have recommended them on several occasions and will continue to do so.”
“Excellent first conversation, it made me feel like they might be able to do something for our business which was very positive. The person I spoke to was very helpful and explained the process in great detail.”
“The additional funds and time away from work meant Tim and his team could spend more time focusing on scaling the business.”